Why Debt Consolidation May Not Be the Best Option for Minorities: A Case for Chapter 7 Bankruptcy

Why Debt Consolidation May Not Be the Best Option for Minorities: A Case for Chapter 7 Bankruptcy

By Brian Figeroux, Esq.  Debt consolidation is often promoted as a simple solution for individuals struggling with overwhelming debt. However, for many, especially minorities, debt consolidation might not be the best option. For those seeking a fresh start and financial freedom, Chapter 7 bankruptcy is often a more effective choice. In this article, we will […]

The Origin of Black Friday: A Comprehensive Analysis of History, Controversy, and Consumerism

The Origin of Black Friday: A Comprehensive Analysis of History, Controversy, and Consumerism

By Esther Claudette Gittens | Editorial credit: Everett Collection / shutterstock.com  Black Friday is widely recognized today as a day of shopping extravagance, marked by deep discounts and massive sales. However, the origins of Black Friday are far more complex and layered than the modern consumer-driven narrative. This article examines the history of Black Friday, […]

49th Annual Colgate Women’s Games Registration Day at the Armory

49th Annual Colgate Women’s Games Registration Day at the Armory

By Jared McCallister | Photo credit: COLGATE WOMEN’S GAMES Braving brisk pre-winter weather on Saturday, November 30, athletes, parents, coaches and supporters from across the Northeast attended the first registration day for the 49th Annual Colgate Women’s Games, the nation’s longest-running indoor track and field series for girls and women.  Now through January 5, 2025, girls enrolled […]

I Survived My First Thanksgiving After Divorce. How Do I Cope with Christmas?

I Survived My First Thanksgiving After Divorce. How Do I Cope with Christmas?

By www.311divorce.com   The first holiday season after a divorce can feel like an emotional rollercoaster. If you’ve already survived your first Thanksgiving alone, the thought of facing Christmas may bring a wave of anxiety, sadness, or even dread. The holidays are often a time for family gatherings and celebrations, and when your family dynamic […]

The Best Holiday Gift: Estate Planning

The Best Holiday Gift: Estate Planning

By www.willsandestates.nyc The holiday season is a time for giving, but while many focus on giving physical gifts, one invaluable gift often gets overlooked: estate planning. Estate planning isn’t just for the wealthy—it’s for everyone. One of the best gifts you can give your loved ones this holiday season is the peace of mind that […]

Can I File for Bankruptcy After Overspending on Black Friday, Small Business Saturday, and Cyber Monday?

Can I File for Bankruptcy After Overspending on Black Friday, Small Business Saturday, and Cyber Monday?

By www.311bankruptcy.com The excitement of Black Friday, Small Business Saturday, and Cyber Monday can lead to irresistible shopping sprees. Still, for some, these events can also result in overspending that may spiral into financial distress. If you’ve maxed out your credit cards, racked up significant debt, or find yourself struggling to pay bills after these […]

What Would it Mean if President-elect Trump Dismantled the US Department of Education?

What Would it Mean if President-elect Trump Dismantled the US Department of Education?

By Kevin Welner,THECONVERSATION | Editorial credit: Tada Images / shutterstock.com  In her role as former chief executive of World Wrestling Entertainment, Linda McMahon oversaw an enterprise that popularized the “takedown” for millions of wrestling fans. But as President-elect Donald Trump’s nominee for secretary of education, the Trump loyalist may be tasked with taking down the very department Trump has […]

What’s Next for Undocumented Workers Who Witness Labor Violations

What’s Next for Undocumented Workers Who Witness Labor Violations

  By Rommel H. Ojeda, documentedny.com | Editorial credit: David A Litman / shutterstock.com    Deferred Action for Labor Enforcement, or DALE, provides undocumented workers protection from deportation while the labor investigation is ongoing. In January 2023, the U.S. Department of Homeland Security announced a streamlined and expedited process to grant Deferred Action to workers who are […]

Nonprofit Service Providers Take on Debt, Mull Layoffs as City Hall Slow Walks Payments

Nonprofit Service Providers Take on Debt, Mull Layoffs as City Hall Slow Walks Payments

By Katie Honan THE CITY | Photo Credit: Ben Fractenberg/THE CITY  At least one major organization has had to shutter, while others are preparing to scale back work and staff because of snowballing financial issues. Nonprofit organizations around New York are still facing months-long delays in getting paid on city government contracts, recently forcing some […]