Debt can feel like quicksand. The more you struggle, the deeper you sink—and for many people, choosing the right way out becomes an urgent decision. Should you consolidate your debts into one payment, or is it time to consider Chapter 7 bankruptcy? Understanding the differences between Chapter 7 bankruptcy and debt consolidation is essential. Each […]
Editorial credit: PJ McDonnell / Shutterstock.com Users Lost More Than $1 Billion While Zelle Operator Controlled by Major Banks Knew the Platform Was Vulnerable to Scammers AG James Encourages New Yorkers Who Lost Money to Zelle Scams to File a Report with OAG’s Consumer Frauds Bureau NEW YORK – New York Attorney General Letitia James […]
By Brian Figeroux, Esq. Chapter 7 bankruptcy is the simplest and quickest way to erase most debts, yet many people avoid it due to misconceptions, fear, and bad advice. Here’s why: Fear of Losing Property (Which Rarely Happens) Many believe that filing for Chapter 7 means they will lose their home, car, and all their […]
To protect consumers, the Food and Drug Administration (FDA) has announced a nationwide recall of canned tuna sold at grocery stores due to a potential botulism risk. The affected products, made using tuna sourced from Tri-Union Seafoods, are sold under popular brand names, including Genova, Van Camp’s, H-E-B, and Trader Joe’s. The recall spans dozens […]
By Esther Claudette Gittens | Editorial credit: lucasImages / shuttterstock.com New York Attorney General Letitia James recently achieved a major legal milestone in her ongoing lawsuit against Citibank (Citi), with a federal judge rejecting Citi’s motion to dismiss the case. The lawsuit, which alleges that Citi failed to adequately protect its customers from fraud and […]
NEW YORK – New York Attorney General Letitia James today filed a lawsuit against Payless Furniture, Inc. d/b/a 1StopBedrooms, a Brooklyn-based furniture store, for cheating New York consumers. The Office of the Attorney General (OAG) opened an investigation into 1StopBedrooms after receiving hundreds of complaints and found that the store charged customers exorbitant cancellation […]
By ag.ny.gov | Editorial credit: madamF / shutterstock.com Equifax Reported Incorrect Credit Scores to Lenders, Inflating Costs for New Yorkers NEW YORK — New York Attorney General Letitia James today announced a settlement with Equifax Information Services, LLC (Equifax) for inaccurately reporting tens of thousands of New Yorkers’ credit scores to lenders, inflating costs for loans and […]
NEW YORK – New York Attorney General Letitia James today issued an alert warning businesses against price gouging of essential items amid a strong lake effect snowstorm bringing heavy snow to Western New York. A state of emergency has been declared by the Governor in Cattaraugus, Chautauqua, Erie, Franklin, Genesee, Hamilton, Herkimer, Jefferson, Lewis, Oswego, […]
By Esther Claudette Gittens The dream of car ownership often turns into a financial nightmare for many unsuspecting consumers. Across the United States, predatory car dealerships exploit vulnerable buyers by selling overpriced vehicles, commonly referred to as “lemons,” financed through high-interest loans. These practices often lead to financial ruin for consumers, culminating in bad credit […]
By Brian Figeroux, Esq. Limited liability is a fundamental principle of corporate law that shields business owners and shareholders from personal responsibility for the debts and obligations of their company. While this concept has played a pivotal role in fostering entrepreneurship and economic growth, it has also been exploited by unscrupulous businesses in industries such […]