Originally published on 311bankruptcy.com. April is designated as Financial Literacy Month. And financial literacy is the knowledge to of how to make smart decisions with money. Many aspire to financial independence, yet it requires planning, discipline, and commitment. It’s more than just accumulating wealth; it’s about attaining the freedom to live on your own terms […]
Originally published on 311bankruptcy.com Marriage is a partnership that extends beyond emotional support and companionship; it often involves shared responsibilities, including financial ones. Among the various concerns that arise in marriage, the issue of debt can be particularly complex and sensitive. Many individuals wonder about their liability for their spouse’s debts, and understanding the legal […]
Originally published on 311bankruptcy.com Transforming your financial life can be daunting but breaking it down into manageable steps can make the process much more achievable. It involves significant changes to improve your financial situation, habits, and outlook. Here are some steps you can take to begin this transformation: Assess Your Current Situation: Take stock of […]
Bankruptcy Attorney Brian Figeroux discusses options.
New York, NY – January 18, 2021: Thomas DiNapoli, New York State Comptroller speaks during Martin Luther King celebration at NAN headquarters. (Shutterstock) By Chris Tobias The devastating number of job losses caused by the COVID-19 pandemic caused a significant increase in the number of residential customers owing money to their utility companies, with one […]
New York, NY – March 21, 2022: AG Letitia James attends press conference with union 1199SEIU leaders at union headquarters. (Shutterstock) NEW YORK – New York Attorney General Letitia James sent letters to the largest credit card companies and major debt collectors operating in New York, warning them of new state regulations that prevent them from […]
If you are starting to dread checking your email or picking up your mail, it might be that you simply have too much debt. After all, it is easy to overspend, particularly if you have more than one credit card. If you are searching for ways to get rid of your debts sooner rather than […]
By Paul Kiel and Jeff Ernsthausen, ProPublica Earlier this year, the pandemic swept across the country, killing 100,000 Americans by the spring, shuttering businesses and schools, and forcing people into their homes. It was a great time to be a debt collector. In August, Encore Capital, the largest debt buyer in the country, announced that […]
By Amy Hebert, Consumer Education Specialist, FTC When you’re having trouble paying your credit card bills, getting a lower interest rate to keep your balance in check could be a game changer. Unfortunately, companies that promise to get you those lower rates often end up leaving you deeper in debt. Today, the FTC and Florida […]