By Esther Claudette Gittens | Editorial credit: Tada Images / Shutterstock.com The debt ceiling is the legal limit set by Congress on the amount of money the federal government can borrow to meet its financial obligations. When the U.S. government reaches this limit, it cannot issue new debt unless Congress votes to raise or suspend […]
By Brian Figeroux, Esq. Car loans have become a significant financial burden for many Americans, with delinquency rates rising sharply in recent years. The combination of inflation, high-interest rates, and economic instability has left borrowers struggling to keep up with their auto loan payments. The crisis not only affects the primary borrower but also places […]
By www.311bankruptcy.com As we move into 2025, managing debt effectively continues to be a critical financial concern for many individuals. With rising costs of living, fluctuating interest rates, and unforeseen circumstances such as job loss or medical emergencies, finding ways to manage and reduce your debt is more important than ever. Here are some practical […]
By Chris Tobias | Editorial Credit Dorde Krstic / shutterstock.com Opening a credit card can be a smart financial move, offering benefits like building your credit score, managing expenses, and providing convenience. However, many individuals make common mistakes that can lead to financial trouble. To ensure you make the most of your credit card experience, […]