Cancel Student Loans—4 Other Ways Biden Can Change Student Loans

Cancel Student Loans—4 Other Ways Biden Can Change Student Loans

2020 presidential candidate Joe Biden, speaks during an event on Thursday, November 14 at Los Angeles Trade–Technical College, in Los Angeles, Calif. (Shutterstock) By Zack Friedman, Forbes Joe Biden can impact your student loans in many ways even if he doesn’t cancel student loans. Here’s what you need to know. Student Loans President-elect Joe Biden has called […]

Getting Rid of Your Debts

Getting Rid of Your Debts

If you are starting to dread checking your email or picking up your mail, it might be that you simply have too much debt. After all, it is easy to overspend, particularly if you have more than one credit card. If you are searching for ways to get rid of your debts sooner rather than […]

Brooklyn: Foreclosure Capital. Do Not Lose Your Home to Scammers or Foreclosure. Get Help Today.

Brooklyn: Foreclosure Capital. Do Not Lose Your Home to Scammers or Foreclosure. Get Help Today.

By Victoria Falk The Coronavirus pandemic has not only wreaked havoc over people’s physical and mental well-being; it also has devastating effects on people’s finances. Over the last few months, many businesses have closed, and many of those who have jobs have not been able to get to work due to enforced social distancing. According […]

What do struggling small businesses need most? Time – and bankruptcy can provide it

What do struggling small businesses need most? Time – and bankruptcy can provide it

By Brook Gotberg and Paige Marta Skiba, The Conversation The coronavirus pandemic and lockdown forced nearly a third of all small businesses in the United States to close. Some have shut down for good – one estimate puts the percentage at almost 2%, or over 100,000 so far. Those that remain and are gradually opening up must navigate a host of […]

Racial Disparities in Bankruptcy Filings

Attorneys may play a role in tracking clients toward different bankruptcy options based on race.

Racial Disparities in Bankruptcy Filings

By Gwen Sharp, Sociological Images The New York Times recently reported the results of a study of racial disparities in bankruptcy filings. When filing personal bankruptcy, most people have two options: Chapter 7 and Chapter 13. With Chapter 7, you have to turn over all non-exempt assets, which will be used to pay off as much of your […]

Bankruptcy vs. Debt Settlement: Which Makes the Most Sense for You?

Make sure that any attorney you speak with practices primarily in bankruptcy. That is because Bankruptcy law is complex, when you file bankruptcy, you need a bankruptcy law firm that deals with these issues on a daily basis.

Is debt settlement a reasonable alternative to bankruptcy. What are the pros and cons? Bankruptcy doesn’t have to be expensive or time-consuming, says attorney Brian Figeroux, from the Law Office of Figeroux & Associates, located in Downtown Brooklyn, NY. An experienced bankruptcy attorney, he has guided hundreds of his clients through the process.